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Mastering Credit Cards: A Comprehensive Guide To Smart Credit Management

Join us at the Financial Empowerment Center for an insightful workshop on Credit Cards. This session is designed to provide you with a comprehensive understanding of different types of credit cards, their features, and critical considerations in credit card applications. Dive into the impact of credit card usage on credit scores and gain practical skills in navigating credit card statements and billing cycles. Equip yourself with the knowledge to make informed decisions and manage credit cards effectively. 

Date, Time, and Language

ENGLISH - August 13th, 10 a.m. & 6 p.m.

SPANISH - August 27th, 10 a.m. & 6 p.m.


Aurora Financial Empowerment Center, 712 S. River St. Aurora, IL 60506

Learning Outcomes

1. Understanding Credit Cards:

  • Differentiate between various types of credit cards (unsecured and secured)

  • Explain the concept of revolving credit

  • Understand Annual Percentage Rate (APR) and its significance

  • Discuss the mechanics and benefits of balance transfers

2. Exploring the Distinctions Between Credit Cards:

  • Explore the distinctions between credit cards

  • Gain insights into the features and characteristics of different types of credit cards

3. Critical Considerations in Credit Card Applications:

  • Learn key factors to evaluate when applying for a credit card, including APR, fees (monthly or yearly), and late payment charges

  • Understand the importance of making informed decisions to align credit cards with individual financial goals

4. Credit Score Impacts:

  • Examine the positive and negative effects of credit card usage on credit scores

  • Understand how responsible credit card management can contribute to overall credit health

5. Navigating Credit Card Statements and Billing Cycles:

  • Develop the skills to decipher credit card statements effectively

  • Understand the components of billing cycles and how they influence credit card management and financial planning

This workshop provides essential tools for mastering the nuances of credit cards. Whether you are a credit card beginner or looking to refine your credit management skills, join us to enhance your financial literacy and make informed decisions regarding credit cards.

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City of Aurora Financial Empowerment Center

Get in touch with the Financial Empowerment Center staff to learn more about our services and how you can benefit.

712 South River St.

Aurora, IL 60506


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