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Credit Mastery 102: Building and Sustaining Excellent Credit

Welcome to "Understanding the Significance of Credit 102" at the Financial Empowerment Center. This workshop is designed to demystify the world of credit and empower you with effective strategies for initiating and building a positive credit history. Dive into the nuances of credit utilization and percentages and learn best practices for cultivating and maintaining excellent credit. Join us to take control of your credit journey and unlock the keys to financial empowerment.

Date, Time, and Language

ENGLISH - July 9th, 10 a.m. & 6 p.m.

SPANISH - July 23rd, 10 a.m. & 6 p.m.


Aurora Financial Empowerment Center, 712 S. River St. Aurora, IL 60506

Learning Outcomes

1. Overview of Understanding the Significance of Credit 101:

  • Gain a comprehensive understanding of the significance of credit in personal finance

2. Learn effective strategies for initiating and building a positive credit history:

  • Understand the key steps involved in establishing credit responsibly

3. Understanding Credit Utilization and Percentages

  • Gain insights into the concept of credit utilization and its impact on credit scores

  • Learn how to calculate and manage credit utilization percentages for optimal financial health

4. Adopting Best Practices for Excellent Credit:

  • Explore and implement best practices to cultivate and maintain a strong credit profile

  • Receive guidance on habits and behaviors that contribute to sustaining good credit over time

Whether you are starting your credit journey or looking to enhance your credit management skills, this workshop provides actionable insights and practical tips. Join us and embark on a journey to build and sustain excellent credit, paving the way for financial success and stability.

Schedule An Appointment with a Counselor


Reserve an in-person, video, or phone counseling session today!

City of Aurora Financial Empowerment Center

Get in touch with the Financial Empowerment Center staff to learn more about our services and how you can benefit.

712 South River St.

Aurora, IL 60506


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